Shopping with Teckzu made easy for you! Convert your transactions into 3 cost-free installments and get what you love today. No hidden charges, just an easy installment plan for your heart’s content.

How it works

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    Add products to your cart worth more than 200 AED.

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    Select Spotii as your payment plan at checkout.

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    You will be redirected to the Spotii payment page where you’ll have to sign up.

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    Select your chosen payment plan option.

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    Upload your National ID.

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    Put down your card details, billing address & check out.

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    Once your transaction is successful, you will be redirected to the order confirmation page.

Frequently Asked Questions

Got Questions? Hope we have answered them!
  • Who all can use the installment plan?

    You must be at least 18 years of age, have a valid UAE phone number & email address as well as an active payment method ready at checkout. We accept all major debit & credit cards.

  • How do I shop now & pay later?

    Select Spotii at checkout and split your total transaction into 3 cost-free installments. The first 33% of the total transaction is processed instantly and the remaining two installments can be processed through a biweekly or monthly payment plan. You do not pay any interest or fees provided if you make your payment on time.

  • How is the installment plan different from a credit card?

    Unlike credit cards and other payment methods, there is absolutely no interest, no processing costs and no hidden fees when using Spotii.

  • Is there an interest fee or charge for using installments by Spotii?

    You can shop now and pay later without the added pain of interest charges or processing fees. You get to choose your payback schedule and pay nothing extra if you stick to that schedule.

  • When will my first payment be deducted?

    The first payment will be collected when you place the order, representing 25% of the total order cost. You then get to choose to pay back the remaining balance in equal installments, either every two weeks or every month thereafter.

  • What’s the minimum spend to use the installment plan?

    The minimum spend should be at least 200 AED.

  • What are my installment plan options?

    You can either choose either a biweekly or monthly repayment plan at checkout. Remember, there are no fees if you pay on time or for paying early.

  • Can I change my installment plan from biweekly to monthly or vice versa?

    You can select your preferred payment plan at the time of purchase, either biweekly or monthly. Unfortunately, this cannot be changed at a later stage.

  • Can I buy multiple items in one order and pay later?

    Of course! As long as the cart value is at least 200 AED, you can buy as many items as you like.

  • Can I pay before the due date?

    Yes! You can pay any time before the due date at no additional cost. Prepaying improves your payment history and could lead to higher spending limits.

  • Is there a cancellation fee if I wish to return the product?

    If you wish to return the product due to technical issues, there would be no cancellation fee. If you wish to return the product due to non-technical issues, a 5% cancellation fee would be charged.